PaydatApp Privacy Policy

Introduction

This privacy policy (this "Privacy Policy") explains how personal information of our users (“Users”) is collected, used, stored, and disclosed by Greenhabor Technologies Limited ("PaydatApp," "we," "us," and "our"). The provisions contained in this Privacy Policy supersede all previous notices and statements regarding our privacy practices with respect to our services.

Application of this Privacy Policy

This Privacy Policy serves to set out our approach to personal data, inclusive of personal data of our Users. This Privacy Policy applies to systems, operations and processes of PocketApp that involve the collection, use, storage, and disclosure etc. of personal information of our Users. This Privacy Policy applies to the use of our website at [https://paydatapp.com](https://paydatapp.com/), and all affiliated websites and applications owned and operated by us (collectively, the "Website"), applications, other online services and/or any related services, sales, marketing, promotional or events, and social media activities (together with the Website, our "Services").  Currently, this Website operates only in Nigeria, and is only available to users who have Nigerian bank accounts.  For our Users, this Privacy Policy is part of our [Terms and conditions This Privacy Policy applies to your use of (regardless of means of access) our Services. You may access or use our Services through a desktop, laptop, mobile phone, tablet, or other consumer electronic device (each, a "Device"). This Privacy Policy also applies to your offline interactions with PocketApp. When you submit an inquiry to us via any means, register for a PaydatApp account, register to attend a PaydatApp event, interact with us on social media, partake in competitions and promotional activities and volunteer information to us; we may collect personal information from you, which may include your name, email address, mobile phone number, banking information, image and other information that identifies you (collectively, "Personal Information"). By accessing or using our Services, you agree to this Privacy Policy.

Guiding Principles

PaydatApp is committed to maintaining the principles in the Nigerian Data Protection Regulation (NDPR) 2019, the Nigerian Data Protection Act (NDPA) 2023 and other applicable privacy and data protection laws regarding the processing of Personal Information. To demonstrate this commitment as well as our aim of creating a positive privacy culture within PocketApp, PadatApp adheres to the following basic principles relating to the processing of Personal Information: lawfulness, fairness and transparency; data accuracy; purpose limitation; data minimization; storage limitation; integrity and confidentiality; and accountability.

LAWFUL BASIS FOR USE OF YOUR PERSONAL INFORMATION

We may process your Personal Information under any of the bases provided below as recognised by data protection laws: **Consent**** By using our Services, you consent to the terms of this Privacy Policy, as to allow us to utilise your data to serve you more accurately. By accessing our Services and voluntarily providing us with the requested Personal Information, you consent to the collection and use of the information in accordance with this Privacy Policy. Your consent can be withdrawn at any time by sending a request to that effect to this e-mail: hello@paydatapp.com) or calling 0700 933 933 933. If you do not consent to the collection, use or disclosure of your Personal Information as outlined in this Privacy Policy, please do not provide any Personal Information to PaydatApp.

INFORMATION WE COLLECT AND HOW WE COLLECT IT

***Information You Provide Us*** In general, you can visit [https://pocketapp.com](https://www.piggyvest.com/) without telling us who you are or revealing any information about yourself or your business. As a User, we will also ask you to create login information for your PocketApp account, such as a username (a “PocketID”) and password. When you provide your mobile phone number, we may ask for your consent to receive text messages relating to our Services on that number. In general, we collect Personal Information you give us by filling out forms or by corresponding with us by phone, email, social media posts & messages, or otherwise. By providing your Personal Information and any other kind of information or data to us, you expressly agree to our collection, use, storage, and disclosure of such information as described in this Privacy Policy. We may receive, use, store and transfer different kinds of Personal Information about you, including but not limited to the following:

• Identity Information: which includes your first name, last name, maiden name (where applicable), username or similar identifier, marital status, title, date of birth and gender.
• Contact Information: which includes your billing address, delivery address, email address and telephone numbers
• Transaction Information: which includes details about your transactions.
• Device Information: which includes information on the Devices with which you access the Website.
• Profile Information: which includes your username and password, picture, transaction history, your interests, preferences, feedback and survey responses.
• Usage Information: which includes details of your use of our Services. We may aggregate your usage information to calculate the percentage of Users accessing a specific Website feature.
• Marketing and Communications Information: which includes your preferences in receiving marketing from us and our third parties and your communication preferences.
• Marketing and Communications Information: which includes your preferences in receiving marketing from us and our third parties and your communication preferences.
• Location Information: which includes your current location disclosed by GPS technology or any other location territory.

We may also collect, use and share aggregated data such as statistical or demographic data for any purpose.

Information About Your Transactions

We collect Personal Information about your transactions with us and others. Users may provide business-related information to us regarding customer information, staff and personnel information and related data in the process of using or accessing our Services. We may also collect information from Users’ customers in the process of providing our Services.

Information from Third Parties

We also collect Personal Information about you from other companies. For instance, we may receive Personal Information about you from a consumer reporting agency or we may collect Personal Information from your employer where your employer is providing a service to PocketApp. We may collect your Personal Information from a User where your Personal Information is filled in a Next-of-Kin form.

How We Use Information

We may use Analytics as described above for research and commercial purposes to improve our Services. We may use Personal Information to fulfil and support our contractual obligations to you, to send important notices such as communications about our Services and changes to our terms, conditions, and policies, for our legitimate interests related to internal purposes such as auditing, data analysis, network and IT security, or to offer our products and services and products and services of third parties that we think you might find of interest and for other purposes contained in this Privacy Policy. Only PocketApp and our third-party service providers involved in distributing the offers or providing the products or services will have access to your Personal Information. Our third-party service providers will only be permitted to use Personal Information for the clearly intended purpose. We may use your email address to respond to your inquiries and to provide information about our Services. You may elect not to receive promotional emails from us either by "unsubscribing" to an email you receive from us or by contacting us as indicated below. As a User, if you unsubscribe from receiving emails from us, we may still send you non-promotional emails, such as emails about your PocketApp account or our ongoing business relations, unless you withdraw your consent to receive electronic communications as provided in our [Terms and Conditions.](https://pocketapp.com/terms).

Security and Storage of your Personal Information

We have suitable security measures in place to prevent your Personal Information from being accidentally lost or used or accessed in an unauthorised way by a third party. When your bank account information is transmitted via our Services, it will be protected by encryption technology, such as Secure Sockets Layer (SSL). In addition, we limit access to your Personal Information to those employees, employers, agents, contractors and other third parties who have a business need to know. They will only process your Personal Information on our instructions. We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so. We have, and require our third-party service providers that receive Personal Information from us to have, a comprehensive written information security program that contains administrative, technical, and physical safeguards for our respective physical facilities and in our respective computer systems, databases, and communications networks that are reasonably designed to protect information contained within such systems from loss, misuse, or alteration No method of electronic transmission or storage is 100% secure. Therefore, we cannot guarantee absolute security of your Personal Information. You also play a role in protecting your Personal Information. Please safeguard your email address, username and password for your PocketApp account and do not share them with others. If we receive instructions using your PocketApp account login information or other PocketApp account security information, we will consider that you have authorized the instructions. You agree to notify us immediately of any unauthorized use of your PaydatApp account or any other breach of security. We reserve the right, in our sole discretion, to refuse to provide our Services, terminate PocketApp accounts, and to remove or edit content. Subject to applicable law, which might, from time to time, oblige us to store your Personal Information for a certain period of time, we will retain your Personal Information for as long as necessary to fulfil the purposes we collected it for, including the purposes of satisfying any legal, accounting, or reporting requirements..

Data security and retention

We deploy strict physical, electronic, and administrative security measures to protect your information from access by unauthorised persons, against unlawful processing and foreseeable hazards and breaches when online. We generally retain your Personal Information for as long as is necessary for the purposes we collected it and also to give you better service. To this end, we are committed to maintaining the confidentiality of the Personal Information. To determine the appropriate retention period for Personal Information, we consider the amount, nature and sensitivity of the Personal Information, the potential risk of harm from unauthorized use or disclosure of your Personal Information, and the applicable legal requirements. By accessing this Website and any of its pages you are agreeing to the terms set out above. You may also request to have all your Personal Information deleted entirely. Please note that if you request the erasure of your Personal Information, we may retain and use your Personal Information to the extent necessary to comply with our legal obligations, including but not limited to tax, legal reporting and auditing obligations. If you would like to know more about the retention periods we apply to your Personal Information, please contact us at contact@paydatApp.com) or 0700 933 933 933.

Changes to our Privacy Policy

Subject to applicable law, we may revise this Privacy Policy at any time and in our sole discretion. When we revise this Privacy Policy, we will post the revised version via our Services and will update the date at the top of this Privacy Policy. The revised Privacy Policy will be effective upon posting via our Services, unless otherwise set forth therein or as otherwise required by applicable law. You are free to decide whether or not to accept a revised version of this Privacy Policy, but accepting this Privacy Policy, as revised, is required for you to continue accessing or using our Services. If you do not agree to the terms of this Privacy Policy or any revised version of this Privacy Policy, your sole recourse is to terminate your access and use of our Services. Except as otherwise expressly stated by us, your access and use of our Services is subject to the version of this Privacy Policy in effect at the time of access or use.